Saturday, February 29, 2020

Advanced Networking for Context Aware Services

Call of origin:   It is the simplest form of mechanism for finding the approximate position in the RF based system. Angulations: Known as Angle of Arrival (AoA). The determination of the position of the mobile location in this system is done by analyzing the angle of incident of the arriving signal. RSS: It is known as Received Signal Strength. It can be determined by the mobile device or the receiving signal. TDOA: Time Difference of Arrival is a wireless technology that depends on the receiving signal coming from the call towers for determination of the location of the mobile. Trilateration: It is a method of location calculation based on the Wi-Fi service (SpringerReference 2018). The determination of the quadrant of the location is based on the number of access points. All the techniques mentioned above are the indoor positioning of the network. Support, P., Engine, C., & Guides, C. (2018).  Cisco Context-Aware Service Configuration Guide, Release 7.3.101.0 - Chapter 1: Overview [Cisco Mobility Services Engine].  Cisco. Retrieved 30 April 2018, from https://www.cisco.com/c/en/us/td/docs/wireless/mse/3350/7-3/CAS_Configuration_Guide/Guide/CAS_73/msecg_Overview.html#wp1140425 SpringerReference. (2018). Retrieved 30 April 2018, from https://www.cisco.com/web/offer/emear/38586/images/Presentations/P7.pdf

Thursday, February 13, 2020

Statement of purpose Essay Example | Topics and Well Written Essays - 500 words - 4

Statement of purpose - Essay Example Working as a creative artist for an events management company and then as an accounts executive in an advertising agency, my career prospects have been hopefully bright. This experience has inspired me to further my knowledge of the complex business world by pursuing an MBA course of study with greater emphasis on international business strategy. I fervently hope that the level of expertise and intelligence obtained from an MBA program of study specifically from California State University, Los Angeles, could help me become a professional business executive capable of successfully piecing together the vast puzzle of literature on the subject of international business to arrive at convincing solutions. I am confident I have a highly appropriate academic background as shown by my current level of education to join the community of scholars in your prestigious MBA program. While in college, I participated in diverse extra and intra-curricular activities that allowed me to develop my creative capabilities in designing and executing highly ambitious marketing campaigns. Further I am also interested in marketing research that has a broader applicatory significance in multicultural societies. I was attracted by the very seminal and the broader perspective-centric nature of the contents of the MBA program of study at the California State University, Los Angeles. To be sure it’s not only an academic qualification that I am interested in. In fact I am looking for a significant experience in an enriching academic environment. In other words what I have been fundamentally attracted towards in the CSU, Los Angeles is the very curriculum content based on enhancing the student’s analytical skills in competitive business environments. I am sure my ambition to be a marketing manager with particular emphasis on brand management strategy would go a long way despite the

Saturday, February 1, 2020

BIOTECHNOLOGY & GENETIC ANALYSIS PRACTICAL ASSESSMENT Essay

BIOTECHNOLOGY & GENETIC ANALYSIS PRACTICAL ASSESSMENT - Essay Example As most of these kind of catabolic genes found on plasmid observed bacterial population obtains from origin of river having very few plasmids. While in case of second sample which was obtained from nearby site of UWIC having large number of plasmid bearing bacteria. This is mainly attributed to accumulation of pollutant along the path of river and hence bacterial population need to evolved catabolic capability to survive and hence more plasmid bearing bacterial population were found in second sample. Similarly most of the plasmid was found to be in size range more than 35 KB clearly indicates most of them are Conjugative plasmids as this group of plasmid has more number of genes compared to non-conjugative plasmid to carryout conjugation process and hence larger the size. Re-suspension solution constitutes of glucose, EDTA and Tris each have its own role. Glucose provides osmotic stress and EDTA as chelating agents which binds to heavy metals and helps in disintegration of cell wall. Tris act as buffering agent and maintains pH of over all reactions to avoid any pH dependent side reaction. In this stage cells become highly fragile and some are break open. This solution is mixture of SDS and NaOH.

Friday, January 24, 2020

The Environmental Importance of Office Paper Recycling -- Papers Envir

Office Paper Recycling I. Introduction Environmental science is concerned with the global impact of human activity on the planet. Indeed, at the dawn of this new century, close to 25 percent of the earth’s usable water is contaminated. In addition, during the last hundred years, we have increased the amount of carbon dioxide in the atmosphere, by burning fossil fuels, such as coal and petroleum and in so doing we have increased the amount of gases in the atmosphere. The result is that more heat is trapped in the system, increasing the global temperature by 1 ° C (about 1.8 ° F). Because the earth is a closed system, these issues are of major concern to environmentalists. As the â€Å"Gaia Hypothesis† states it, we are sustained by a single living system, meaning that we rely on it for our survival, in which all the parts are interconnected and everything we do affects it globally. For instance, as more heat is trapped in the atmosphere, the temperature increases, affecting precipitation, the rain becomes acid, which in turn affect our food production and our fresh water supply, ultimately it affects all the living system on the planet. Basically, in such a system there is no â€Å"away† in â€Å"throwing away,† hence, over the last decade people and companies started being aware of it and therefore acknowledged the need to â€Å"recycle.† II. Recycling Recycling refers to collecting and reprocessing resources into new products. The resources on earth are not all renewable, and recycling means that we could create systems where wastes become resources again, which is called closed-loop recycling. â€Å"Recycling paper involves removing its ink, glue, and coating and reconverting it to pulp that is pressed again into new paper.... ... that only SIS and the Physical Plant department use some and that it is not mandatory. Apparently, increasing the demand for recycled paper would spare a lot of energy in terms of bleaching paper with chemicals over and over again. The point is that A.U.’ s effort is definitely a step toward a more self-sustained system, but as long as it rely on outside providers to bring and collect the paper, the loop is not 100 percent closed, nor efficient. Bibliography: Consevatree Greenline. Available at: http://conservatree.com Environmental Protection Agency. Available at: http://www.epa.gov Miller, Tyler G. Jr. "Living in the Environment", (Pacific Grove, CA: Brooks/Cole publishing company, 2000). Microsoft Encarta 98 Encyclopedia, (1993-1997 Microsoft Corporation) National Recycling Coalition. Available at: www.recycle.net/index.html

Thursday, January 16, 2020

Mattel Case

#07 – Teaching Case Study Hazardous Toy Recalls at Mattel, Inc. Key words: Chinese manufacturing, outsourcing, product recalls, global supply chain risk Type of submission: teaching case study Hazardous Toy Recalls at Mattel, Inc. [? ] Abstract In 2006 and 2007 Mattel, Inc. was faced with massive recalls of Chinese-made toys due to potentially dangerous levels of lead in various toy model surface paints and small magnets in toys which could fall off and be swallowed.This case describes the events leading up to the recalls, the response by Mattel, the legal, health, reputation and financial implications of the recalls, and the impacts of the recalls on Mattel’s global supply chain. Readers are asked to assess the situation and to decide what should have been done differently, if anything. The case is appropriate for undergraduate and graduate business students analyzing various purchasing, risk, and supply chain design issues. The 2006/2007 Mattel Toy RecallsIn some resp ects, the period from March 2006 to October 2007 was a very troublesome time for Mattel and their Chinese toy suppliers. On a number of occasions during this period, Mattel recalled a total of about 14 million Chinese-made toys in the U. S. and Canada for the same two serious problems. Millions more were recalled in other foreign markets. These two problems were indeed significant; not only for Mattel, but for their distributors, retailers, Chinese suppliers and finally the families around the world buying their toys.Over 2 million of the recalled toys had either been sprayed with lead-tainted paint or contained potentially hazardous levels of lead within the materials, while the remaining toys contained small magnets which could come off and be swallowed. Table I summarizes these recalls. Table IMattel’s Chinese-Made Toy Recalls in the US and Canada, 2006 – 2007* |Date |Toy and Problem Description |No.Units Recalled | |03/30/2006 |American Girl jewelry containing high levels of lead | 180,000 | |11/21/2006 |Polly Pocket toys with small loose magnets | 2,400,000 | |08/02/2007 |Various Fisher Price toys with lead in surface paint | 1,000,000 | |08/14/2007 |Batman, One Piece, Barbie, Tanner, Doggie Day Care, and Polly Pocket toy | 9,350,000 | | |sets with small loose magnets | | |08/14/2007 |Sarge toy cars with lead in surface paint | 250,000 | |09/04/2007 |Geo Trax, Barbie, and Fisher-Price Bongo Band toys with lead in surface | 750,000 | | |paint | | |10/25/2007 |Fisher Price Go Diego Go toy with lead in surface paint | 40,000 | | Total | 13,970,000 | *Source – U. S. Consumer Product Safety Commission, www. cpsc. gov On March 30, 2006 approximately 180,000 of Mattel’s American Girl jewelry pieces in the U. S. were recalled because the Chinese-made jewelry contained high levels of lead. On November 21, 2006, following 170 reports of loose magnets on Polly PocketTM play sets, Mattel recalled over 2. 4 million Polly Pocket play sets in the U. S. and Canada and another 2 million worldwide.In at least three of the cases, children who had swallowed magnets suffered serious intestinal perforations requiring surgery and hospitalization. Then nine months later on August 2, 2007, Mattel recalled almost 1 million Fisher-Price toys for using paint exceeding the lead content limit set by the U. S. Consumer Product Safety Commission (CPSC). Two weeks later, the CPSC announced five separate recalls of hundreds of thousands of Mattel die cast toy cars for potentially hazardous levels of lead paint and over 9 million play sets in the U. S. and Canada, following hundreds of reports of small magnets falling out of the toys. In early September, Mattel announced another major recall—over 700,000 units of 11 different toy models for having paint containing excess lead.Finally, on October 25, 2007, another recall was announced by the CPSC for yet more Chinese-manufactured toys containing paint with lead. In late August 2007, Mattel announced that some of the lead-tainted toys had been painted by a third-party subcontractor working for one of Mattel’s primary Asian toy suppliers, Hong Kong-based Early Light Industrial Co. , a toy maker for many of the world’s biggest toy companies. Hong Li Da, the Chinese subcontractor used by Early Light, was supposed to use Mattel-approved paint, however it instead used less costly paint from an unapproved supplier. Today, Mattel continues to use the Early Light Co. , a trusted supplier of theirs for more than 15 years.Another Chinese subcontractor, Lee Der Industrial Co. , also used an unauthorized paint supplier when making many of the toys included in the August 2 recall. [? ] Mattel typically performs monthly audits of manufacturers’ toys, which sometimes includes testing random units and other times involves reviewing manufacturers’ testing records. Mr. Jim Walter, Mattel’s senior vice president of worldwide quality assurance exp lained, â€Å"They didn’t perform the testing they should have, and the audit we performed didn’t catch it. †[? ] Mattel’s Response In late August 2007, Mattel CEO Robert Eckert filmed a video apology to parents which was placed on the company’s website and on Yahoo’s website. I can’t change what has happened in the past, but I can change how we work in the future,† he said, adding that he had four children of his own. Mattel also pledged to increase the frequency of its paint inspections, testing every batch delivered to every supplier. The firm also purchased full-page ads in the New York Times and Wall Street Journal. [? ] Following the third quarter 2007 recalls, Mattel slowed down the shipments coming out of Asia to conduct product testing and safety reviews. Similarly, Mattel’s shipments to global markets were curtailed while various regulatory authorities reviewed Mattel’s safety procedures. Ultimately, Matt el was able to prevent more than two-thirds of the recalled toys from reaching consumers by contacting distribution centers and retailers. [? Most of the export/import issues were resolved by the end of 2007. Today, Mattel’s first-tier suppliers must conduct quality tests on all incoming materials as well as finished toys made by subcontractors. Also as a result of the recalls, Mattel created a Corporate Responsibility organization, which has accountability internally and externally for adherence to company safety and compliance procedures. [? ] On September 5, 2007, Mattel representatives told an American congressional committee that the problem with toys containing unsafe magnets was the result of a flawed toy design, and not due to poor adherence to manufacturing requirements in China.According to Chairman and CEO Robert Ekert, more than 50,000 hours had been spent investigating the issues surrounding the toy recalls. â€Å"We apologise again to everyone affected and prom ise that we will continue to focus on ensuring the safety and quality of our toys,† he said. [? ] Finally, on September 21 in a meeting in Beijing with Mr. Li Changjiang, the chief Chinese quality official along with a group of reporters, Mr. Thomas Debrowski, a senior Mattel executive, offered an apology to the Chinese people—â€Å"Mattel takes full responsibility for these recalls and apologizes personally to you, the Chinese people, and all of our customers who received the toys†. [? Li also told reporters that the Chinese government shut down operations and revoked the business license of Lee Der Industrial, one of the subcontractors producing the defective Mattel toys (a co-owner of Lee Der Industrial committed suicide shortly after the August recall announcement). [? ] With regard to the unsafe magnet problem, Mattel made several manufacturing changes to better retain magnets in their toys, including longer cure times for adhesives, the use of additional ad hesive, and the use of injection molding to better encapsulate magnets inside toys. The Chinese Manufacturing and Regulatory Environments Companies operating in China are subjected to very few regulations, and have little legal recourse.Foreign firms operating in China try to cover themselves by securing guarantees from their Chinese suppliers that they will follow specific procedures, but they are almost impossible to enforce. In September 2007 Mr. Yan Jiangying of the Chinese State Food and Drug Association admitted that â€Å"†¦supervisory foundations are still very weak†. The oversight of food safety for instance, is split between five ministries resulting in unclear responsibilities. There also tends to be no history of regulatory compliance for Chinese businesses, causing many safety and quality shortcuts to be taken when suppliers are pressured by their customers to reduce prices. With regards to lead paint use, China has laws banning lead paint from consumer prod ucts, but lax regulatory enforcement means these laws are routinely ignored.In a test conducted by the University of Cincinnati from 2004-2007 for example, 38 paint samples from China representing 11 brands were tested and more than 25 percent were found to contain lead levels exceeding the U. S. safe limit of 0. 06 percent. McDonald’s, one of the world’s largest toy buyers, says the problem of lead paint in China is so widespread that their company must monitor paint quality all the way back to the original paint suppliers. Their toy makers must agree to use only McDonald’s approved paint. [? ] Ironically, Chinese cultural norms are often at odds with the way companies are managed, as described earlier with regards to the suicide of Lee Der Industrial’s co-owner.For a number of years, Mattel has used the International Center for Corporate Accountability (ICCA), a non-profit research organization, to conduct audits of its company-managed and third-party C hinese manufacturers to insure compliance with Mattel’s Global Manufacturing Principles (GMP). Mattel’s GMP is shown in Table II. Chinese plant managers are required to complete compliance reports prior to actual field audits. Audits consist of the firm’s accounting practices, confidential one-on-one interviews with employees, an examination of the plant’s policies, procedures and practices with regard to environment, health and safety issues, and inspections of the general maintenance of the manufacturing facilities, storage, treatment and disposal of hazardous waste materials, hygiene issues, and dormitories and recreational facilities.The ICCA provides the audit reports to Mattel, whereby corrective actions are determined in response to the findings. [? ] Mattel’s Ethical and Legal Considerations The Consumer Product Safety Commission (CPSC) can exclude from the U. S. market, products failing to comply with applicable regulations or that otherwi se create a substantial risk of injury, including articles containing excessive amounts of hazardous substances. The CPSC may also require the recall, repurchase, replacement, or repair of articles. [? ] Additionally, U. S. Customs & Border Protection (CBP) ensures that goods entering the U. S. are safe for consumers. The CBP has authority detain and exclude any products based on instructions from the CPSC.On August 20, 2007, a class-action lawsuit was filed in Los Angeles County Superior Court against Mattel with regards to the toys with excessive lead paint. This lawsuit sought to have Mattel establish a fund so that parents could be reimbursed for testing their children for lead poisoning (the cost to test for lead poisoning is about $50 per person). A second class-action lawsuit was filed against Mattel on September 27, 2007 in California seeking damages for injuries suffered from swallowing magnets improperly attached to Mattel toy sets. On September 4, 2007, the CPSC began inv estigating whether Mattel knowingly withheld information regarding any safety risks posed by the millions of toys recalled in August.Mattel could be substantially fined if they are found in violation of the Consumer Product Safety Act of 1972, which stipulates that companies must inform the CPSC within 24 hours when they obtain product defect information which could create a health hazard. [? ] The Chinese Toy Industry Today By the end of 2007, the Chinese toy industry was struggling. In Foshan, a major Chinese toy manufacturing hub in Guangdong province, some companies were tightening standards and increasing testing to reassure Western buyers. Others were closing down or looking for less regulated markets. â€Å"It’s very difficult to do business now,† says Ms. Deng Xiling, sales manager at a factory making plastic components for toys.Her company closed its painted-toy division following the Mattel toy recalls and laid-off almost one-third of its workforce, because t hey couldn’t afford the types of product testing Western buyers started requiring. Table IIMattel’s Global Manufacturing Principles[? ] Mattel’s Global Manufacturing Principles (GMP) apply to all parties that manufacture, assemble, license or distribute any product or package bearing any of the Mattel logos. GMP provides guidance and minimum standards for all manufacturing plants, assembly operations and distribution centers that manufacture or distribute Mattel products. GMP requires safe and fair treatment of employees and that facilities protect the environment while respecting the cultural, ethnic and philosophical differences of the countries where Mattel operates.GMP also requires internal and periodic independent monitoring of our performance and our partners performance to the standards. Mattel is committed to executing GMP in all areas of its business and will only engage business partners who share our commitment to GMP. Mattel expects all its business partners to adhere to GMP, and will assist them in meeting GMP requirements. However, Mattel is prepared to end partnerships with those who do not comply. Mattel and its partners will operate their facilities in compliance with applicable laws and regulations. Mattel has defined the following overarching principles to which all facilities and partners are required to comply.These principles are dynamic and evolving to continually improve our efforts to ensure on-going protection of employees and the environment. In addition, Mattel has developed a comprehensive and detailed set of underlying procedures and standards that enable us to apply and administer our GMP in the countries where we operate. The procedures and standards are updated and refined on an ongoing basis. 1. Management Systems — Facilities must have systems in place to address labor, social, environmental, health and safety issues. 2. Wages and Working Hours — Employees must be paid for all hours worked. Wages for regular and overtime work must be compensated at the legally mandated rates. Wages must be paid in legal tender and at least monthly.Working hours must be in compliance with country and Mattel requirements. Regular and overtime working hours must be documented, verifiable and accurately reflect all hours worked by employees. Overtime work must be voluntary. Employees must be provided with rest days in compliance with country and Mattel Requirements. Payroll deductions must comply with applicable country and Mattel requirements. 3. Age Requirements — All employees must meet the minimum age for employment as specified by country and Mattel requirements. 4. Forced Labor – Employees must be employed of their own free will. Forced or prison labor must not be used to manufacture, assemble or distribute any Mattel products. 5.Discrimination – The facility must have policies on hiring, promotion, employee rights and disciplinary practices that address discrim ination. 6. Freedom of Expression and Association — The facility must recognize all employees’ rights to choose to engage in, or refrain from, lawful union activity and lawful collective bargaining through representatives selected according to applicable law. Management must create formal channels to encourage communications among all levels of management and employees on issues that impact their working and living conditions. 7. Living Conditions — Dormitories must be separated from production and warehouse buildings.Dormitories and canteens must be safe, sanitary and meet the basic needs of employees. 8. Workplace Safety — The facility must have programs in place to address health and safety issues that exist in the workplace. 9. Health — First aid and medical treatment must be available to all employees. Monitoring programs must be in place to ensure employees are not exposed to harmful working conditions. 10. Emergency Planning — The fac ility must have programs and systems in place for dealing with emergencies such as fires, spills and natural disasters. Emergency exit doors must be kept unlocked at all times when the building is occupied. Emergency exits must be clearly marked and free of obstructions. 11.Environmental Protection — Facilities must have environmental programs in place to minimize their impact on the environment. Discussion Questions 1. Was Mattel’s response to the toy recalls appropriate? Why or why not? How could the company have responded differently? 2. What should Mattel’s responsibility be to their Chinese supplier-partners? 3. Read Mattel’s Global Manufacturing Principles (GMP) shown in Table II. Should anything else be added to their GMP? 4. What are the ethical, legal and reputation issues that need to be addressed by Mattel? Was Mattel acting correctly to publicly apologize and take responsibility for the design errors and lack of oversight? 1] This case was pre pared solely to provide material for student discussion and does not intend to illustrate either effective or ineffective handling of a managerial situation. The author may have disguised certain names and other information to protect confidentiality. [i] Zamiska, N. and N. Casey, â€Å"Toy Makers Face Dilemma Over Supplier,† Wall Street Journal, August 17, 2007, p. A10. [ii] Spencer, J. and N. Casey, â€Å"Toy Recall Shows Challenge China Poses to Partners,† Wall Street Journal, August 3, 2007, p. A1. [iii] Casey, N. and N. Zamiska, â€Å"Mattel Does Damage Control After New Recall,† Wall Street Journal, August 15, 2007, p. B1. [iv] Schuman, J. , â€Å"The Morning Brief: Lead Paint + Elmo = Bad News for China,† Wall Street Journal Online, August 3, 2007. [v] 2007 Mattel, Inc. Annual Report. [vi] Steverman, B. â€Å"Mattel: More Tribulations in Toyland,† Business Week Online, September 6, 2007, p. 12. [vii] â€Å"Business: Plenty of Blame to Go Ar ound; Chinese Manufacturing,† The Economist, V. 382, No. 8548, 2007, pp. 78. [viii] Lindner, M. , â€Å"Mattel Takes Its Lumps for toxic Toys,† Forbes. com, September 21, 2007. [ix] Spencer, J. and N. Casey. [x] 2007 Mattel, Inc. website www. mattel. com/about us/corporate responsibility. [xi] 2007 Mattel, Inc. Annual Report. [xii] Luk, S. and E. Wong, â€Å"Risks Faced by China-based Toy Manufacturers,† China Law & Practice, November 2007, p. 1. [xiii] 2007 Mattel, Inc. website www. mattel. com/about us/corporate responsibility.

Tuesday, January 7, 2020

Influence of Television Upon Modern Society Essay - 526 Words

Influence of Television Upon Modern Society Television is a form of media that has great ability to influence and brainwash the viewing public. The talking box in one’s living room has assumed the overpowering role it plays today as a result of the weakness of society. This may seem like a negative view but a society’s strength is based on the relationships between people and when so much time is spent away from others and together with the media, the actions that take place are often times a reflection of what television presents. In President Clinton’s speech, he brings forth this very point and he acknowledges the family’s increasing weakness and calls on all people to bring back the values of the past and stop the media from†¦show more content†¦The media has â€Å"more access†¦ to children†(Clinton, p.172) then ever before, and it can develop certain bad habits, patterns and subconscious actions if the individual is too weak to fight its affect. Therefore, parents must spen d more time with their children, otherwise, the old values will slowly slip away and new ones, established by television, will take their place for good. Television has incredible power. In a society where money signifies success and influence, television has taken its place among the most prosperous of businesses. Television cannot be attacked because it can and has successfully stood up to all sorts of challenges. The solution of changing its role in society lies within man himself. Television, despite many negative aspects, has much to offer. It is a great tool for learning, communication and for information. Attacking television may deprive us of such benefits therefore this trend must be approached with â€Å"more conversation and less combat†(Clinton, p.173). Instead of criticizing, we should look for alternatives that, in the long run, will benefit society. Just as televisions’ bad influence has settled in slowly in our community, it can slowly be filtered out with time, patience and most importantly with everyone’s cooperation. We, society, are responsible for making television a threat to traditional values andShow MoreRelatedRay BradburyS Fahrenheit 451 Shows A Society Where, Similar1070 Words   |  5 PagesRay Bradbury s Fahrenheit 451 shows a society where, similar to modern day America, technology and conformity are praised, but unique ideas are seen as taboo. Many have heard phrases to the effect of â€Å"Don’t watch so much TV, it’ll rot your brain!† But is there any validity to these claims? Ray Bradbury thought so when he wrote the novel, and he is not alone in these beliefs. Many believe that television can have detrimental effects on one s intellect, as well as their individuality. 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Monday, December 30, 2019

Bank Of The State Of Jammu And Kashmir - 1251 Words

Its 2015 but still bank has not been able to provide financial services to the underprivileged people till this date people are excluded from financial services. Strategies should be made according to the different villages and all efforts must be put to raise the standard of people in the state of Jammu and Kashmir. Bank should make polices for common people to ensure that inclusion of poor is kept in mind. Usually loans are taken because of problems faced by people it may be of financial loan loan for marriages and medical loan. Customers avail these types of loans majority of times and it constitutes 53% of loan that people take from banks. One of the main concerns is that if people don’t get loan from bank they go for nonfinancial institution and these institutions charge high rate of interest to poor people and whole life they are indebted. Financial inclusion started with zero balance account i.e. without frills. 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Indian Parliament in 2012 passed a bill know as (Banking Laws Amendment bill) which has made banking easy in India and also opened doors for the entire world. This bill states that RBI is the onlyRead MoreInternal Guide External Guide For Jammu And Kashmir Bank Limited Srinagar1197 Words   |  5 PagesProject Report On â€Å"FINANCIAL INCLUSION [PRADHAN MANTRI JAN-DHAN YOJANA (PMJDY)] WITH REFERENCE TO JAMMU AND KASHMIR BANK LIMITED SRINAGAR† By RAIEES BASHIR USN 1HK13MBA06 Submitted to VISVESVARAYATECHNOLOGICALUNIVERSITY, BELGAUM In partial fulfillment of the requirements for the award of the degree of MASTER OF BUSINESS ADMINISTRATION Under the guidanceRead MoreThe Growth And Poverty Improvement Of A Country Essay1539 Words   |  7 Pagesand abandoned access to Financial services. Many initiatives, schemes and reforms have been put into the place after independence. Many Cooperative Banks where introduced to supply credit for farming purpose and for this cooperative banks came into existence immediately after Independence and further it was followed by the nationalization of many banks and priority sector lending and subsequently. Indian shifted from an agriculture economy to Industrial economy and later to Services sector EconomyRead MoreFinancial Inclusion Of The Jammu And Kashmir State Essay812 Words   |  4 Pagesto greater savings and a wider deposit base for banks and other financial institutions. So i thought it would be better to study financial inclusion (PRADHAN MANTRI JAN-DHAN YOJANA) how it would help the people and economy as a whole. 1.1.4 OBJECTIVES OF THE STUDY To briefly study and examine financial poverty in India. To study and analyze recent standing of Financial Inclusion in the Jammu and Kashmir State. 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The region of Kashmir has been claimed by both IndiaRead MoreA Summary And Suggestions Of The Bank Essay2631 Words   |  11 Pages FINDINGS AND SUGGESTIONS The Bank has to do lot of work why people are still financially excluded even after 68 years of independence and design policies to ensure inclusion of the poor and disadvantaged people. The strategy could vary from village to village but all efforts should be made in this way as financial inclusion can truly lift the financial condition and standards of life of the poor and the disadvantaged people of Jammu Kashmir. Large percentage of loans is taken byRead More India Pakistan Negotiation is Best in the Interest of Pakistan1774 Words   |  8 Pagesof the unresolved Kashmir issue which has threatened the peace of Pakistan overtime. The divided, mostly Muslim Himalayan region of Kashmir is at the heart of hostility between the neighbours and was the cause of two of their three wars since independence from Britain in 1947. 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